I'm Nithin, an MBA student at Jain University in Bengaluru studying finance. I've analyzed a decade of financials for a listed company, written a whitepaper on digital payment systems, and broken down Jio Platforms' shift from telecom utility to AI ecosystem. I look for stocks trading at a discount to book value and try to make financial analysis legible to anyone starting out in commerce. Ask me about financial analysis, digital payment systems, value investing, and MBA life in India.