term and ul height and weight
The document is a comprehensive underwriting reference chart for Simplify Issue Term and Universal Life (UL) products. It lists minimum and maximum acceptable weights for each height increment (4'8" to 6'10") across multiple carriers—including Americo, American Amicable, Foresters, GPM, Mutual of Omaha, and Prosperity—using various table designations (Table 2, Table 4, Classic 1/2, etc.). The chart also provides carrier‑specific underwriting guidance: Foresters treats the standard weight table as a guideline (not an auto‑decline) for impairments; Mutual of Omaha auto‑declines any applicant above Table 2 when impairments are present; American Amicable requires applicants with diabetes to stay under Table 2. A general note warns that asthma, blood‑pressure medication, diabetes, and smoking status all demand lower weights than the listed maximums, with severity further reducing acceptable weight. The file is intended as a quick‑reference tool for underwriters or sales staff to determine eligibility and weight limits for life‑insurance applications.
Topics
Carrier‑Specific Height/Weight Eligibility Ranges
Tabular minimum and maximum weight cut‑offs for each height, broken out by carrier (Americo, American Amicable, Foresters, GPM, Mutual of Omaha, Prosperity, etc.) and by underwriting table (Table 2, Table 4, Classic 1/2, etc.).
Table Designations and Their Underwriting Meaning
Explanation of the various table labels (Table 2, Table 4, Classic 1, Classic 2, etc.) and how they map to weight limits and risk categories for each carrier.