The September 2026 Cotality Monthly Housing Chart Pack provides a data‑driven snapshot of Australia’s residential property market up to early September 2026. It tracks national and regional dwelling values (rolling 3‑month and 12‑month changes), stratified by value segment and city, and presents sales volumes, new and total listings, median days on market, vendor discount rates, and auction clearance rates. The report highlights a broad‑based downturn in dwelling values, especially in the upper‑quartile houses of Sydney, Melbourne and Canberra, while mid‑sized capitals show a more uniform decline. National sales fell 2.7% YoY, with capital cities experiencing a 5.2% drop versus a 1.8% rise in regional markets. Listings have risen, pushing median days on market to 39 days and vendor discounts to around 4 % nationally. Rental growth has slowed to 5.7% annually, with gross yields climbing to 3.8% as house prices fall. The RBA held the cash rate at 4.35 % in August, and mortgage rates for owner‑occupiers have risen to 6.25 % variable. Investor lending share remains high (≈38 % nationally). The report concludes that market conditions are cooling, with price declines, higher borrowing costs and increased supply, but rental yields are improving, offering modest upside for investors.
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Value‑Segment Downturn Across Major Cities
Analysis of how the housing price decline varies by value segment (lower, median, upper quartile) in Sydney, Melbourne, Canberra and other capitals.