100k in credit in 60 days for Real Estate Updated 20210117
This PDF manual by Derek Boone explains a tactical process for obtaining $100,000 in consumer credit within ~60 days to fund real estate deals. It covers credit-report setup (removing derogatory marks, limiting utilization, minimizing inquiries, ensuring primary tradelines), relationship-building with banks (opening deposit accounts, waiting 30–60 days, demonstrating responsible usage), strategic application timing and form-filling (inflating reported income within reason for unsecured limits under $50k, applying online early in the day), card selection (0% intro APR cards, cash-back/reward cards, sign-up bonuses), methods to transfer card balances into bank accounts (balance transfers, merchant/PayPal or Stripe flows), and a short list of banks with which credit bureau they commonly pull from.
Questions this document answers
Freedom Credit Union (Experian); American Heritage (Experian); Police and Fire Federal Credit Union (Experian); Bank of America (TransUnion/Equifax); KeyBank (TransUnion); American Express (Experian); Chase Bank (Experian); PNC Bank (Experian); Navy Federal (TransUnion); TD Bank (Experian).