Charlie EpsteinCharlie EpsteinVice President of Wealth and Retirement at HUB International

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PDF · 17 Jul 2025

A practical handbook for employers by Charles D. Epstein (The 401k Coach®) explaining how plan sponsors can improve employee retirement outcomes. The book diagnoses America’s savings crisis, advocates automated plan features (“Auto⁵”), describes fiduciary duties and fee management, and presents behavioral and planning tools (Desirement Mortgage®, Paychecks for Life®) to increase savings and measure retirement readiness.

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Charles D. Epstein (The 401k Coach®)

Copyright © 2014; Second printing 2015.

978-1-59932-546-0

Published by Advantage, Charleston, South Carolina (Advantage Media Group).

Between $45,000 and $75,000 per participant (stated as an average range).

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